Registration is the step that records your ownership in the public register and makes it legally enforceable. In Karnataka it is completed at the office of the sub-registrar for the area in which the property sits.
1. Prepare the sale deed
The sale deed is drafted with the agreed terms, the parties, and the property description. Review it carefully, since this is the document that transfers ownership.
2. Pay stamp duty and registration charges
Stamp duty and registration charges are calculated on the higher of the transaction value or the guidance value for the locality. These are paid before or at registration.
3. Book the appointment
Registration is done in person at the sub-registrar's office. Both buyer and seller, or their authorised representatives, must be present with valid identity proof.
4. Execute and register
The parties sign the deed before the sub-registrar, biometric verification is recorded, and the deed is registered. You receive the registered document, which is your evidence of ownership.
5. Update municipal records
After registration, apply to transfer the Khata into your name so that property tax records reflect the new ownership.
A note on guidance value
Confirm the current guidance value for the area before you budget. If it exceeds your agreed price, duty is charged on the guidance value, which raises the cost.